Retirement Strategy Report — The Retirement Modeler
User
Net ROI
5.00%
Inflation
3.00%
You can save this scenario and then
start over with different assumptions.
Data Notice
Integrity Warning: legacy_target is missing — Step 11 will use fallback values. Please complete Target Outcome Analysis for full accuracy.
Here is a comparison of the two scenarios you selected. In the Forecast to Age 100 you targeted a monthly income of $0. In the Legacy & Target Forecast you set a target for an account/asset balance of $0 when you turn age 120.
| Metric |
Forecast to Age 100 (Lifestyle Focus)
Based on your requirement for an income of $0 per month beginning N/A.
|
Legacy & Target Forecast (Inheritance Focus)
Based on your requirement of an asset and savings account balance of $0 when you turn age 120.
|
|---|---|---|
|
Gross Monthly Income (Pre-Tax)
Beginning N/A
|
$0 Driven by your 30-year lifestyle goal. | $100,000 Sustainable total monthly income based on your target balance at Age 120. |
| Portfolio Draw (Initial) (Sources to meet monthly requirement will change as additional fixed income sources are initiated.) |
$0/mo from portfolio + $0/mo fixed income = $0/mo Total Funds | $100,000/mo from portfolio + $0/mo fixed income = $100,000/mo Total Funds |
| Balance at Age 70 | $0 | $0 |
| Balance at Age 75 | $0 | $0 |
| Balance at Age 80 | $0 | $0 |
|
Balance at Age 120.0
(this is your target age for a future balance) |
$0 | $0 |
| Depletion Status | Balance hits $0 in when you are Age 0.1 | Balance hits $0 in None when you are Age 0.1 |
Key Assumptions & Inputs for Both Projections
Fixed Income Sources
Monthly
Initiation
No fixed income sources entered.
Economic Factors
Assumed Rate of Inflation
3.00%
Assumed Rate of Return (ROI)
5.00%
Account Balances, Contributions, and Key Dates
Current Asset Balance (As of June 2026)
$0
Planned Contribution End Date
—
Contribution amount until —
$0/yr
Projected balance at contribution stop on —
$0
Expected balance when you begin to drawdown from your accounts on N/A
$0
This report is for illustrative and educational planning purposes only. It does not constitute financial, legal, or tax advice. Market returns, tax rates, and inflation are estimates — actual results may vary. Consult a licensed financial advisor before making retirement decisions. The Retirement Modeler is not a registered investment advisor.